Buying a property?
Refinancing?
We find you the
right home loan
Sunshine Coast Mortgage Brokers
We are your local Sunshine Coast Mortgage Brokers
At Orchard Mortgage Brokers, we have a team of brokers who want take the problems and worry out of getting finance and loans.
We look after our clients & always help you find loans and rates that suit your needs.
We can help you find the right loan option for your needs.
- Home Loans & Mortgages
- Refinancing
- Investment Finance & Loans
- First Home Buyers
- New Build & Construction Loans
- Car Loans
- Personal Finance
- SMSF Finance
- Business Loans
- Commercial Vehicle Loans
- Commercial Construction Finance
- Business Equipment Loans
- Asset Finance
Mooloolaba, Sunshine Coast
Mortgage Brokers
office
Suite 1a, 45 First Avenue,
Mooloolaba Qld 4557
Paddington, Brisbane
Mortgage Brokers
office
5 LaTrobe Terrace,
Paddington Qld 4064
Servicing clients
Australia wide
We help you
step by step
throughout your
loan process.
What ever type of finance you need, we’re here to guide you.
Home Loans & Mortgages
Orchard Mortgage Brokers can help you find the right loan to fit your unique needs and financial situation, whether you're purchasing a new home or refinancing an existing mortgage.
Refinancing
Want a better loan option? Is your Fixed Rate Mortgage ending soon? Let us help you assess your home loan to ensure that it’s still working for you.
First Home Buyers
If you're a first home buyer, there are currently multiple government grants available to you. We can help you work out if you're eligible or not! We love helping couples buy their first home.
Business Finance & Loans
Take your business to the next level with Orchard Mortgage Brokers. We find you a loan to help you start or grow your business.
Equipment & Asset Finance
Need to update equipment & machinery in your business? With a variety of equipment & asset finance options, including chattel mortgages and hire purchase agreements, we can help.
New Build Construction Loans
Build the home of your dreams with the right new build construction loan option. We can help navigate the loan process when building a new property. We do this step by step.
Car Loans & Car Finance
Need a new car? We can help you find the right loan to fit your individual needs. We’re here to explain the different types of loans available & help you understand all costs.
Investment Property Loans
Want an investment property? Our team can assist you in purchasing an investment property, providing clear easy & friendly guidance for the entire process.
Personal Loans & Finance
We can help you get a personal loan, whether you're consolidating debt, buying a caravan, financing a wedding or making home improvements.
SMSF Loans & SMSF Lending
Looking to invest in property through your Self-Managed Super Fund? We can help you understand how SMSF loans work, compare lenders, and guide you through the entire process — ensuring compliance and a smooth investment journey.
Get free advice
Speak to our Mooloolaba Mortgage Brokers
When it comes to loans and finance you want genuine people to give you reliable advice.
That exactly what you get from the Sunshine Coast Mortgage Broker team at Orchard Mortgages. Committing to a mortgage or finance is a major decision that you want to get right, so start with the right guidance from our experienced mortgage brokers.
Ask advice.
Your Sunshine Coast Mortgage Brokers are here to guide you, what ever your scenario.
Our friendly team brings a wealth of experience, knowledge and solutions for people in all kinds of scenarios. Understand your options and start a conversation today.
- Home Loans
- Car Loans
- Personal Loans
- Business Loans
- Construction Loans
Frequently Asked Questions
What is a mortgage broker?
Mortgage brokers are accredited professionals who help individuals find the best finance options. Working with a mortgage broker provides access to a wider range of loan and financing options.
Unlike banks, brokers source loans from multiple financial institutions to find the best option for their clients. Orchard Mortgage Brokers have access to more than 60 lenders who provide loans that will suit your financial circumstances.
What is the first home buyers grant?
The First Home Guarantee (FHBG) is an Australian Government initiative designed to help eligible first home buyers purchase a home sooner.
The FHBG enables eligible home buyers to buy a home with as little as a 5% deposit and no Lenders Mortgage Insurance.
A Participating Lender guarantees part of the eligible homebuyer’s home loan under the program.
Do you have loans for first home buyers?
Yes. We can help first time homebuyers throughout the entire process. Our team will be there to provide advice and support throughout your journey to homeownership.
Am I eligible first home buyers grant?
Our team is happy to help determine your eligibility for various government grants available to first time homebuyers. We find it rewarding to assist couples in purchasing their first home.
Customer insights
Posted on Reza Issapour20/10/2025Trustindex verifies that the original source of the review is Google. Jacob, Karen, and the team were fantastic. They made the refinancing process smooth and straightforward, securing a great rate for my home loan. Their communication and professionalism were outstanding — I highly recommend them!Posted on Lacey Little08/10/2025Trustindex verifies that the original source of the review is Google. Michael was endlessly helpful to us in buying our first home! He was very knowledgeable in giving recommendations of lenders, and was very patient in explaining some of the elements of mortgages and house-buying that we were still naive on. The team was amazing too, and even dropped off a lovely goodie bag after our purchase settled :) would definitely recommend.Posted on Kim Babbage08/10/2025Trustindex verifies that the original source of the review is Google. I have now worked with Lana and her team twice and could not recommend them highly enough. They always go above and beyond. Always keeping communication open and responds to any query no matter how silly they might seem. If you need a mortgage broker look no further.Posted on claire lees02/10/2025Trustindex verifies that the original source of the review is Google. Have had great experiences with Michael both times we have utilised his services, he is Super helpful, easy to talk to, and made the whole process way less stressful. He really knows his stuff and kept us in the loop the whole time. I can Definitely recommend .Posted on Angela Payne26/09/2025Trustindex verifies that the original source of the review is Google. Exceptional team, they work together seamlessly, made the process so simple and kept everything moving as smoothly as possible. Great communication at every step. Highly recommend.Posted on Becdave Swan23/09/2025Trustindex verifies that the original source of the review is Google. The process supported by Orchard Mortgage Brokers was quick and seamless. The team was extremely knowledgeable and easy to work with.Posted on Mark Spanevello22/09/2025Trustindex verifies that the original source of the review is Google. Very informed and professional. Communication was excellent and we were regularly updated. Process was easy and quick.Posted on Kay Baartz16/09/2025Trustindex verifies that the original source of the review is Google. Very professional to deal with, kept us well informed of our progress. Would certainly use them again.Posted on Kristopher09/09/2025Trustindex verifies that the original source of the review is Google. Hats of to Mike and the team. They truly went above and beyond my situation was probably the most frustrating and they delivered absolutely awesome got us in our first home this company will move mountains for there clients highly recommend cheers guysPosted on Lois Ponton09/09/2025Trustindex verifies that the original source of the review is Google. Impeccable service, professional, friendly and always promptly responded to any queries. Highly recommend their services.
Are you Looking for a Mooloolaba Mortgage Broker?
Whether you’re a first time home buyer or need to refinance, our team of Mooloolaba mortgage brokers will provide invaluable assistance. We also have an office in Paddington, Brisbane where our Mortgage Brokers service Brisbane based clients and have done so for many years.
We can guide you through the entire process, from understanding your budget and finding the right lender to ensuring you get finance that suits your individual situation.
What Types of Home Loans do Mortgage Brokers offer?
A mortgage broker in Maroochydore can offer a range of home loan products, such as fixed rate mortgages, basic variable rate mortgages, offset home loans, split home loans and more.
Our team at Orchard can also provide information about government grants for first-time home buyers and existing homeowners who want to refinance their existing loans.
We can explain the details of each loan option you’re considering, so you have a complete understanding of how they may impact your finances and future.
Benefit from our local knowledge of Maroochydore and Sunshine Coast Suburbs
Our local Maroochydore mortgage brokers have loads of inside knowledge of the neighbourhoods that make up the Sunshine Coast region.
Whether you’re looking for a beachside home, wanting to build your family in Buderim or Baringa, Palmview, or seeking out land values around Caloundra and Moffat Beach – we can put our local knowledge to use for you.
Our team can provide valuable insight into our favourite suburbs and property types to suit your budget and future needs.
Sunshine Coast Finance & Mortgage Brokers who will help you get the loan that you need.
Get in touch with Michael and our team of Mortgage Brokers
Take the first step towards finding your right finance solution and let us do the hard work for you.

What is a Limited Guarantee?
What is a Limited Guarantee? A limited guarantee is a way for a guarantor to help someone secure a home loan—without being responsible for the full loan amount. Instead, they only guarantee a portion of the home loan. This can be a great option for families looking to support each other while managing risk. That

Understanding the 4 C’s of credit.
Let’s Simplify the Home Loan Process Understanding the 4 C’s of Credit with Orchard Mortgage Brokers As mortgage brokers dealing with people all across Australia, we speak every day to people who are seeking new home loans or looking to refinance their existing mortgage. One question we consistently hear is: “Why is it so hard

How do construction loans work?
If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Your local Sunshine Coast Mortgage Broker | Orchard Mortgage Brokers suggest key points you should consider. A quick guide to construction loans
This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. [OPTIONAL based on content]. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply.