What is a Limited Guarantee? A limited guarantee is a way for a guarantor to help someone secure a home loan—without being responsible for the full loan amount. Instead, they only guarantee a portion of the home loan. This can be a great option for families looking to support each other while managing risk. That […]
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Let’s Simplify the Home Loan Process Understanding the 4 C’s of Credit with Orchard Mortgage Brokers As mortgage brokers dealing with people all across Australia, we speak every day to people who are seeking new home loans or looking to refinance their existing mortgage. One question we consistently hear is: “Why is it so hard
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If you’re planning to build your own home, a construction loan could help finance your project. Unlike standard home loans, construction loans provide funds progressively in stages as your new home is built. Your local Sunshine Coast Mortgage Broker | Orchard Mortgage Brokers suggest key points you should consider. A quick guide to construction loans
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When it comes to making one of the biggest financial decisions of your life, having the right team behind you makes all the difference. At Orchard Mortgage Brokers, we are proud to be the experts you can count on for tailored advice, personalised service, and loan solutions that suit your lifestyle and goals. Who we
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A 30-year mortgage might seem like a long-term commitment, but with smart strategies, you can pay it off much sooner—saving tens of thousands in interest off your home loan and achieving financial freedom faster. Here are four proven ways to pay off your mortgage early and become debt-free sooner: 1. Make extra mortgage repayments Adding
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A Low Documentation (Low Doc) Home Loan is a mortgage option which often suits self employed people or investors. Low Doc Loans require less financial documentation than a standard home loan to demonstrate the borrower’s ability to repay. While the specific requirements vary by lender, Low Doc loans are designed to provide a flexible borrowing
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1. Secure a better interest rate on your home loan The interest rate on your mortgage may have been competitive when you first took out your loan, but that doesn’t mean it’s still the best deal available. A home loan refinance could help you: • Lower your monthly repayments.• Save thousands on the total cost of your
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SMSF lending or SMSF loans refers to the process of borrowing money within a Self-Managed Super Fund to invest in property. SMSFs are private superannuation funds that allow members to manage their retirement savings directly. Since 2007, Australian law has permitted SMSFs to borrow funds to purchase assets like residential and commercial property through Limited
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Did You Know? Orchard Mortgage Brokers can guide you with Vehicle and Asset Finance. At Orchard Mortgage Brokers, we’re best known for helping people achieve their dream of homeownership on the Sunshine Coast and beyond. But did you know we also provide support with car and asset finance? Whether you’re looking to finance a vehicle,
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Amid rising living costs and mortgage pressures, homeowners have received some positive news. Real estate values have continued to climb across Australia, with prices increasing for months on end. In October, CoreLogic reported a 0.3% increase in national property values. This marks the 21st month of growth in a row. Recently, Australia’s property market reached
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