A 30-year mortgage might seem like a long-term commitment, but with smart strategies, you can pay it off much sooner—saving tens of thousands in interest off your home loan and achieving financial freedom faster. Here are four proven ways to pay off your mortgage early and become debt-free sooner: 1. Make extra mortgage repayments Adding […]
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A Low Documentation (Low Doc) Home Loan is a mortgage option which often suits self employed people or investors. Low Doc Loans require less financial documentation than a standard home loan to demonstrate the borrower’s ability to repay. While the specific requirements vary by lender, Low Doc loans are designed to provide a flexible borrowing
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1. Secure a better interest rate on your home loan The interest rate on your mortgage may have been competitive when you first took out your loan, but that doesn’t mean it’s still the best deal available. A home loan refinance could help you: • Lower your monthly repayments.• Save thousands on the total cost of your
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SMSF lending or SMSF loans refers to the process of borrowing money within a Self-Managed Super Fund to invest in property. SMSFs are private superannuation funds that allow members to manage their retirement savings directly. Since 2007, Australian law has permitted SMSFs to borrow funds to purchase assets like residential and commercial property through Limited
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Did You Know? Orchard Mortgage Brokers can guide you with Vehicle and Asset Finance. At Orchard Mortgage Brokers, we’re best known for helping people achieve their dream of homeownership on the Sunshine Coast and beyond. But did you know we also provide support with car and asset finance? Whether you’re looking to finance a vehicle,
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Amid rising living costs and mortgage pressures, homeowners have received some positive news. Real estate values have continued to climb across Australia, with prices increasing for months on end. In October, CoreLogic reported a 0.3% increase in national property values. This marks the 21st month of growth in a row. Recently, Australia’s property market reached
Will Sunshine Coast house prices keep rising in 2025? Read More »
Buying your first home is an exciting milestone, but navigating the complex world of mortgages and finance options can feel overwhelming. Whether you’re based in Mooloolaba, Maroochydore, or across the Sunshine Coast, working with a trusted local expert can make all the difference. Orchard Mortgage Brokers is committed to helping first-time home buyers find the
Navigating Finance Options & Mortgages as a First-Time Home Buyer Read More »
Building your dream home is the great Australian dream—complete with a house and backyard. As the housing market evolves, construction home loans are becoming increasingly popular for Australians wanting to build from the ground up or undertake significant renovations. Unlike traditional mortgages, construction loans cater specifically to funding the building process in stages. If you’re
Construction Home Loans – The Ultimate Guide Read More »
Running a business involves a lot of moving parts, and sometimes you need a financial boost to get things moving. At Orchard Mortgage Brokers, we offer assistance with securing a range of business loan options tailored to meet the unique needs of Sunshine Coast businesses. Whether you’re looking to expand, invest in new equipment, or
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When you’re looking to finance a car, boat, caravan, or any other asset, navigating the myriad of lending options can be overwhelming. That’s where our expertise at Orchard Mortgage Brokers on the Sunshine Coast comes into play. Our mission is to provide you with competitive lending solutions tailored to your unique circumstances, ensuring you pay
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